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Filter: Credit agreements
Bypassing the National Credit Act may come back to bite you

02 June 2025

Think you can sidestep credit laws with ‘friendly’ loans or sneaky deals? Think again. Discover why trying to outsmart the... National Credit Act could lead to costly surprises you never saw coming.

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357
Article
When credit agreements get sticky

06 May 2025

Navigating the ins and outs of credit agreements under the National Credit Act can feel like walking through legal quicksand.... One wrong clause or overlooked procedure, and your entire case could come undone. Before enforcing your rights, make sure you’re not stepping into a sticky situation of your own making.

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439
Article
Should I get regular statements from my credit provider?

16 October 2019

I hardly ever receive statements from my credit providers. Surely, they should be sending me regular statements so I can... see what I owe them. What does the law say about this?

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1092
Article
Can a surety be released by the prejudicial conduct of a creditor?

14 July 2017

I agreed to stand surety for my brother-in-law in one of his business deals. He however failed to meet his... obligations and the creditor sold off his beach house on an execution sale. However, the house was sold in my view for far less than it was worth and now there is a shortfall which the creditor wants me to stand in for. If they had sold his house for its full value, there wouldn’t be a shortfall. Surely I can’t be held responsible for the shortfall?

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1120
Article

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